Flood vs. Seepage
10/22/2018 (Permalink)
Flood vs. Seepage; What's the Difference?
Are you experiencing unexplained water or moisture on your basement walls or floor? It may be caused by ground seepage.
Seepage is different from flooding and is treated like so by the insurance company.
Ground seepage is looked at as a maintenance problem, not “sudden & accidental” and is excluded from home insurance coverage.
It is important to recognize the difference between these two scenarios when purchasing home owners insurance to avoid any confusion when filing a future claim.
After contacting SERVPRO to come up with a specialized plan for drying and dehumidifying your basement, it is important you also talk with a water proofing professional about ways to prevent future damage to your basement.